Ken LaMothe
Consumer Advocate
Consumer Advocate Resolution Center
America’s Largest Consumer Protection Advocates,
We Fight For The 99%!
Our Nationwide Network of Attorney’s are here when you need them
Consumer Advocate Resolution Center are consumer protectors, with a network of attorneys all over the country. When there’s errors in your credit reports and it’s caused you to be denied for a Mortgage, Personal Loan, Apartment Rental, Car, or any other opportunities due to inaccuracies, misleading, or false information in a credit report, we work with you to help correct those inaccuracies on your report and begin to restore your credibility. We do this by using Consumer Laws that protect your rights and hold companies accountable for their actions. If you’ve been searching for a “Consumer Advocate” you found us. just click here Free Case Review
Evaluate
Tell us what went wrong, your story matters, and we will then evaluate your conflict to determine if your dispute meets either the Arbitration or Litigation process.
Strategize
We will work with you to develop a customizable and specific strategy for your conflict or controversy to be able to resolve the matter in an amicable way.
Execute
Tell us what went wrong, your story matters, and we will then evaluate your conflict to determine if your dispute meets either the Arbitration or Litigation process.
C.A.R.C’s Area of Expertise
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Common Reporting Errors
Wrong Amounts
The Credit Report is reporting a balance amount due on an account that is paid or satisfied, the account should report a zero balance. (Documentation Needed: Settlement letter, payment confirmation, bank statements showing payments, etc.)
1099-C
Report shows a balance after the Creditor has written-off the debt with a 1099-C. When a creditor issues you a 1099-C, they have written-off a debt that was owed to them and it should now report a zero balance on your credit report. (Documentation Needed: 1099-C with letter G)
Identity Theft
The Credit Report is reporting a balance amount due on an account that is paid or satisfied, the account should report a zero balance. (Documentation Needed: Settlement letter, payment confirmation, bank statements showing payments, etc.)
Duplicate Account
Debt Buyer and the Original Creditor are both reporting a balance due on an account. The debt buyer can begin reporting a balance, but the original creditor must stop reporting. They can’t both report the debt as due at the same time.
Debt Discharged
After filing a Ch.7 or Ch.13 Bankruptcy and it’s been Discharged and is continuing to report a balance due. After bankruptcy discharge accounts should have a zero balance. (Documentation Needed: Your bankruptcy discharge paperwork)
Background Screening
If you’ve been turned down for employment or housing/ apartments because of false information in a background check. You are to receive a letter that describes why you were denied and from where that information was pulled from, if you don’t, you may be entitled to compensation.
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Looking Forward To having our team fight for you!
About Us
Ken LaMothe has been a Credit & Consumer Advocate for more than 2 Decades, with an emphasis on protecting consumer rights while bringing awareness and education back to the table. His background in Mortgage Default servicing, where he served as a supervisor for two of the largest Banks in the country, lasted for approximately 13 years; where he is now considered a Subject Matter Expert (SME) in the areas of Credit Resolution, Contractual Disputes, and Consumer Laws which includes the FDCPA, FCRA, TCPA, and Texas State Laws.
The last 2 Decades have positioned Ken to become a Consumer Advocate for his community and for others who share in the fight to protect consumer rights.
Ken believes that each consumer should adopt a mission or anthem if you will, that “Applied Knowledge Is Power”. Ken and his organization; C.A.R.C, assists consumers, business owners, realtors and mortgage professionals alike in the understanding and use of our consumer laws, credit reporting laws, debt collection laws, credit score building, planning, and strategic techniques through the use of effective and personalized strategies.
LITIGATION
Litigation is a public procedure
Trial Judge is assigned without input from parties
Litigation may take longer due to pre-trial discovery and appeals process and backlog of the courts
Either party may appeal the court’s decision
Litigation can be more expensive that arbitration
Arbitration is confidential and private
Arbitrator is selected based on expertise
Arbitration typically provides a speedier resolution that litigation
The arbitrator’s decision is final and cannot be appealed except in limited circumstances
Arbitration can be less costly; however, both the arbitration association and arbitrator charge fees
ARBITRATION
THESE ARE CONSUMERS TOP COMPLAINTS!
To learn more about your rights as a consumer and your choices for resolving issues, schedule your free consultation now. Our knowledgeable staff is prepared to walk you through the procedure and assist you in getting a just result.
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REGISTER TO LEARN MORE ON HOW TO PROTECT YOUR RIGHTS! Limited for First 100 Participants Only.
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