Consumer Advocate Resolution Center

Recent settlements

Inaccurate credit reporting causing score drop $30K

Duplicate account reporting causing score drop $40K

Inaccurate eviction listing affecting rental $42K

Incorrect credit info causing increased interest $35K

Wrong balance reporting causing score drop $60K

Vehicle repossession reporting error causing score drop $67K

FDCPA violation, debt collector not reporting info $6K

FDCPA violation, debt collector’s inappropriate response $6K

Erroneous background check affecting rental opportunities $67K

Inaccurate reporting leading to home refinance denial $42K

Fraudulent credit info resulting in identity theft and missed credit opportunities $100K

Incorrect credit card balance reporting causing score drop and increased utilization $77K

Inaccurate credit reporting causing score drop $30K

Duplicate account reporting causing score drop $40K

Inaccurate eviction listing affecting rental $42K

Incorrect credit info causing increased interest $35K

Wrong balance reporting causing score drop $60K

Vehicle repossession reporting error causing score drop $67K

FDCPA violation, debt collector not reporting info $6K

FDCPA violation, debt collector’s inappropriate response $6K

Erroneous background check affecting rental opportunities $67K

Inaccurate reporting leading to home refinance denial $42K

Fraudulent credit info resulting in identity theft and missed credit opportunities $100K

Incorrect credit card balance reporting causing score drop and increased utilization $77K

Inaccurate credit reporting causing score drop $30K

Duplicate account reporting causing score drop $40K

Inaccurate eviction listing affecting rental $42K

Incorrect credit info causing increased interest $35K

Wrong balance reporting causing score drop $60K

Vehicle repossession reporting error causing score drop $67K

FDCPA violation, debt collector not reporting info $6K

FDCPA violation, debt collector’s inappropriate response $6K

Erroneous background check affecting rental opportunities $67K

Inaccurate reporting leading to home refinance denial $42K

Fraudulent credit info resulting in identity theft and missed credit opportunities $100K

Incorrect credit card balance reporting causing score drop and increased utilization $77K

Inaccurate credit reporting causing score drop $30K

Duplicate account reporting causing score drop $40K

Inaccurate eviction listing affecting rental $42K

Incorrect credit info causing increased interest $35K

Wrong balance reporting causing score drop $60K

Vehicle repossession reporting error causing score drop $67K

FDCPA violation, debt collector not reporting info $6K

FDCPA violation, debt collector’s inappropriate response $6K

Erroneous background check affecting rental opportunities $67K

Inaccurate reporting leading to home refinance denial $42K

Fraudulent credit info resulting in identity theft and missed credit opportunities $100K

Incorrect credit card balance reporting causing score drop and increased utilization $77K

Inaccurate credit reporting causing score drop $30K

Duplicate account reporting causing score drop $40K

Inaccurate eviction listing affecting rental $42K

Incorrect credit info causing increased interest $35K

Wrong balance reporting causing score drop $60K

Vehicle repossession reporting error causing score drop $67K

FDCPA violation, debt collector not reporting info $6K

FDCPA violation, debt collector’s inappropriate response $6K

Erroneous background check affecting rental opportunities $67K

Inaccurate reporting leading to home refinance denial $42K

Fraudulent credit info resulting in identity theft and missed credit opportunities $100K

Incorrect credit card balance reporting causing score drop and increased utilization $77K

Inaccurate credit reporting causing score drop $30K

Duplicate account reporting causing score drop $40K

Inaccurate eviction listing affecting rental $42K

Incorrect credit info causing increased interest $35K

Wrong balance reporting causing score drop $60K

Vehicle repossession reporting error causing score drop $67K

FDCPA violation, debt collector not reporting info $6K

FDCPA violation, debt collector’s inappropriate response $6K

Erroneous background check affecting rental opportunities $67K

Inaccurate reporting leading to home refinance denial $42K

Fraudulent credit info resulting in identity theft and missed credit opportunities $100K

Incorrect credit card balance reporting causing score drop and increased utilization $77K

Inaccurate credit reporting causing score drop $30K

Duplicate account reporting causing score drop $40K

Inaccurate eviction listing affecting rental $42K

Incorrect credit info causing increased interest $35K

Wrong balance reporting causing score drop $60K

Vehicle repossession reporting error causing score drop $67K

FDCPA violation, debt collector not reporting info $6K

FDCPA violation, debt collector’s inappropriate response $6K

Erroneous background check affecting rental opportunities $67K

Inaccurate reporting leading to home refinance denial $42K

Fraudulent credit info resulting in identity theft and missed credit opportunities $100K

Incorrect credit card balance reporting causing score drop and increased utilization $77K

Inaccurate credit reporting causing score drop $30K

Duplicate account reporting causing score drop $40K

Inaccurate eviction listing affecting rental $42K

Incorrect credit info causing increased interest $35K

Wrong balance reporting causing score drop $60K

Vehicle repossession reporting error causing score drop $67K

FDCPA violation, debt collector not reporting info $6K

FDCPA violation, debt collector’s inappropriate response $6K

Erroneous background check affecting rental opportunities $67K

Inaccurate reporting leading to home refinance denial $42K

Fraudulent credit info resulting in identity theft and missed credit opportunities $100K

Incorrect credit card balance reporting causing score drop and increased utilization $77K

Inaccurate credit reporting causing score drop $30K

Duplicate account reporting causing score drop $40K

Inaccurate eviction listing affecting rental $42K

Incorrect credit info causing increased interest $35K

Wrong balance reporting causing score drop $60K

Vehicle repossession reporting error causing score drop $67K

FDCPA violation, debt collector not reporting info $6K

FDCPA violation, debt collector’s inappropriate response $6K

Erroneous background check affecting rental opportunities $67K

Inaccurate reporting leading to home refinance denial $42K

Fraudulent credit info resulting in identity theft and missed credit opportunities $100K

Incorrect credit card balance reporting causing score drop and increased utilization $77K

Inaccurate credit reporting causing score drop $30K

Duplicate account reporting causing score drop $40K

Inaccurate eviction listing affecting rental $42K

Incorrect credit info causing increased interest $35K

Wrong balance reporting causing score drop $60K

Vehicle repossession reporting error causing score drop $67K

FDCPA violation, debt collector not reporting info $6K

FDCPA violation, debt collector’s inappropriate response $6K

Erroneous background check affecting rental opportunities $67K

Inaccurate reporting leading to home refinance denial $42K

Fraudulent credit info resulting in identity theft and missed credit opportunities $100K

Incorrect credit card balance reporting causing score drop and increased utilization $77K

Inaccurate credit reporting causing score drop $30K

Duplicate account reporting causing score drop $40K

Inaccurate eviction listing affecting rental $42K

Incorrect credit info causing increased interest $35K

Wrong balance reporting causing score drop $60K

Vehicle repossession reporting error causing score drop $67K

FDCPA violation, debt collector not reporting info $6K

FDCPA violation, debt collector’s inappropriate response $6K

Erroneous background check affecting rental opportunities $67K

Inaccurate reporting leading to home refinance denial $42K

Fraudulent credit info resulting in identity theft and missed credit opportunities $100K

Incorrect credit card balance reporting causing score drop and increased utilization $77K

Begin Building Your Defense

Schedule Your Free Consultation

Schedule your free consultation today to discuss your consumer rights and explore your options for resolving disputes. Our expert team is ready to guide you through the process and help you achieve a fair outcome.

EVALUATE

Tell us what went wrong, your story matters, and we will then evaluate your conflict to determine if your dispute meets either the Arbitration or Litigation process.


STRATEGIZE

We will work with you to develop a customizable and specific strategy for your conflict or controversy to be able to resolve the matter in an amicable way.


EXECUTE

We will then prepare notices and demands of your conflicts to all parties involved in your conflict to help give you the best resolution to those conflicts, which could be an: Deletion of the account, Waiver of the debt or Compensation, or all of the above.

Our Mission

Humble Beginnings That Served As A Catalyst To Help C.A.R.C Bring Truth & Education To Consumers.

The Mission of Consumer Advocate Resolution Center (C.A.R.C) is to become a safe haven for consumers dealing with companies that are blatantly disregarding policies and procedures, not to mention the Laws that govern them, C.A.R.C wants to expose as much of this as possible, how these large companies take advantage of consumers, but we as consumers, we have to do our part, we have to better understand what where getting into. The information today is no longer in the “FINE PRINT”, it’s in our faces, this is where C.A.R.C come into play to ensure to the best of our ability that the rights of the consumers are being met. C.A.R.C has a way of revealing to consumers the possibilities of resolving adverse actions against you, while educating you on the law and how the LAW can work in your favor today and in the future.

THESE ARE CONSUMERS TOP COMPLAINTS!

Retailers

Financial Institutes

Wireless Carriers

Television Providers

Consumers often face challenges with wireless carriers, from unexpected fees to poor coverage. Billing discrepancies and inadequate customer service are among the top complaints, leaving customers frustrated and seeking resolution. Many consumers also report dissatisfaction with contract terms that are unclear or difficult to modify, leading to financial stress and limited options for change.

Retailers, television providers, and financial institutions also generate significant consumer complaints. Retailers often face criticism for misleading advertising, defective products, and restrictive return policies. Television providers frequently receive complaints about hidden charges and inflexible contracts. Financial institutions, including banks and credit card companies, are often criticized for excessive fees, poor customer service, and a lack of transparency in their terms. These complaints reflect the need for stronger consumer advocacy and greater accountability across industries.

  • Litigation is a public procedure

  • Trial Judge is assigned without input from parties

  • Litigation may take longer due to pre-trial discovery and appeals process and backlog of the courts

  • Either party may appeal the court’s decision

  • Litigation can be more expensive that arbitration

  • Arbitration is confidential and private

  • Arbitrator is selected based on expertise

  • Arbitration typically provides a speedier resolution that litigation

  • The arbitrator’s decision is final and cannot be appealed except in limited circumstances

  • Arbitration can be less costly; however, both the arbitration association and arbitrator charge fees