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Try The C.A.R.C Way! We use a Credit restoration process that uses State and Federal Laws and usually secures Deletions, Debt Waivers or Cash Settlements and some cases all of the above. We use the Legal routes that the Credit Bureaus.Debt Collectors and your Creditors can’t ignore. We’ve successfully removed thousands of NEGATIVE items from consumers credit report, while helping clients secure and achieve their financial goals.